Has the Affordable Care Act actually cut Medicare spending? The numbers from the Congressional Budget Office make a pretty good argument for that, and suggest that the ACA has had a distinct hand in the recent drop in the federal deficit.
Detractors of the ACA say that statistical argument doesn’t tell the whole story.
Medicare has been a major factor in the... Read More
Buying without 20 percent down, no mortgage insurance
By Scott Sheldon
The days of needing 20 percent down to buy a home are long gone. To compensate, lenders charge private mortgage insurance as means to offset risk, driving up would-be borrowers’ mortgage payments. You can... Read More