How is health care reform affecting the federal deficit?

Has the Affordable Care Act actually cut Medicare spending? The numbers from the Congressional Budget Office make a pretty good argument for that, and suggest that the ACA has had a distinct hand in the recent drop in the federal deficit. 

Detractors of the ACA say that statistical argument doesn’t tell the whole story.

Medicare has been a major factor in the... Read More

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Buying without 20 percent down, no mortgage insurance
By Scott Sheldon

The days of needing 20 percent down to buy a home are long gone. To compensate, lenders charge private mortgage insurance as means to offset risk, driving up would-be borrowers’ mortgage payments. You can... Read More

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